:root {
  --navy: #081b33;
  --navy-deep: #171f2e;
  --blue: #c99b3b;
  --blue-soft: #fbf3df;
  --text-muted: #52616b;
}

body {
  font-family: 'Inter', sans-serif;
  color: #191c1d;
  background-color: #faf9f6;
}

.text-navy { color: var(--navy-deep); }
.bg-navy { background-color: var(--navy-deep); }
.text-bright-blue { color: var(--blue); }
.bg-bright-blue { background-color: var(--blue); }
.border-bright-blue { border-color: var(--blue); }
.text-primary-custom { color: var(--navy); }
.btn-primary-custom {
  background-color: var(--blue);
  border-color: var(--blue);
}
.btn-primary-custom.text-white { color: var(--navy) !important; }
.bg-primary-custom {
  background-color: var(--navy-deep);
}
.btn-primary-custom:hover {
  background-color: #e0b957;
  border-color: #e0b957;
}
.navbar{
    background: rgba(255,255,255,0.9);
}

.brand-mark {
  display: inline-flex;
  align-items: center;
  gap: .65rem;
  color: var(--navy);
  font-family: 'Manrope', sans-serif;
  font-size: 1.1rem;
  font-weight: 800;
  line-height: 1;
  letter-spacing: -.03em;
  text-decoration: none;
}

.brand-mark small {
  display: block;
  margin-top: .28rem;
  color: var(--blue);
  font-family: 'Inter', sans-serif;
  font-size: .55rem;
  font-weight: 700;
  letter-spacing: .2em;
}

.brand-symbol {
  display: grid;
  width: 36px;
  height: 36px;
  place-items: center;
  border-radius: 11px;
  color: #fff;
  background: var(--blue);
  font-size: 1.25rem;
}

.brand-mark-light { color: #fff; }
.brand-mark-light small { color: #e7c56e; }

.material-symbols-outlined {
  font-variation-settings: 'FILL' 0, 'wght' 400, 'GRAD' 0, 'opsz' 24;
}

.loan-card {
  border-radius: 1rem;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
  border: 1px solid transparent !important;
}

.loan-card:hover {
  transform: translateY(-4px);
  border-color: rgba(201, 155, 59, 0.42) !important;
  box-shadow: 0 16px 35px rgba(8, 27, 51, 0.14) !important;
}

.service-icon {
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  margin-bottom: 1.5rem;
  border-radius: 14px;
  color: var(--blue);
  background: var(--blue-soft);
}

.service-icon .material-symbols-outlined { font-size: 1.65rem; }

.contact-link {
  color: inherit;
  text-decoration: none;
}

.contact-link:hover { color: var(--blue); }

.floating-contact {
  position: fixed;
  bottom: 24px;
  z-index: 1030;
  display: inline-flex;
  align-items: center;
  gap: .55rem;
  padding: .78rem 1.1rem;
  border-radius: 999px;
  box-shadow: 0 8px 22px rgba(8, 27, 51, .22);
  color: #fff;
  font-size: .88rem;
  font-weight: 700;
  text-decoration: none;
  transition: transform .2s ease, box-shadow .2s ease;
}

.floating-contact:hover {
  color: #fff;
  transform: translateY(-3px);
  box-shadow: 0 12px 28px rgba(8, 27, 51, .3);
}

.floating-contact .material-symbols-outlined { font-size: 1.2rem; }
.floating-call { left: 24px; background: var(--navy); }
.floating-whatsapp { right: 24px; background: #25d366; }

.why-choose-section {
  background: linear-gradient(115deg, #6f4a0b 0%, #9a6b17 52%, #6b4609 100%);
}

.py-lg-6 { padding-top: 5rem; padding-bottom: 5rem; }

.eyebrow-dark {
  display: inline-block;
  padding: .45rem .85rem;
  border: 1px solid rgba(255, 255, 255, .34);
  border-radius: 999px;
  color: #fff;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
}

.why-point {
  display: flex;
  gap: 1rem;
  padding: 1.25rem;
  border: 1px solid rgba(255, 255, 255, .18);
  border-radius: 1rem;
  background: rgba(8, 27, 51, .22);
}

.why-point > .material-symbols-outlined {
  display: grid;
  width: 40px;
  height: 40px;
  flex: 0 0 40px;
  place-items: center;
  border-radius: 50%;
  color: var(--navy);
  background: #e8c76f;
}

.why-point h3 {
  margin: .1rem 0 .35rem;
  color: #fff;
  font-size: 1rem;
  font-weight: 700;
}

.why-point p {
  margin: 0;
  color: rgba(255, 255, 255, .78);
  font-size: .88rem;
  line-height: 1.55;
}

.navbar {
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
}

.hero-section {
  position: relative;
  min-height: 700px;
  overflow: hidden;
}

.hero-carousel,
.hero-carousel .carousel-inner,
.hero-carousel .carousel-item {
  height: 700px;
  min-height: 700px;
}

.hero-carousel .carousel-item img {
  height: 100%;
  object-fit: cover;
  filter: brightness(0.72);
}

.hero-overlay {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  background: linear-gradient(90deg, rgba(8, 27, 51, 0.94) 0%, rgba(8, 27, 51, 0.64) 52%, rgba(8, 27, 51, 0.22) 100%);
  z-index: 2;
}

.hero-content {
  position: relative;
  z-index: 3;
  padding-top: 5rem;
  padding-bottom: 5rem;
}

.hero-copy {
  max-width: 720px;
}

.hero-rate-strip {
  position: absolute;
  right: 0;
  bottom: 0;
  left: 0;
  z-index: 5;
  background: rgba(255, 255, 255, .97);
  box-shadow: 0 -8px 28px rgba(8, 27, 51, .08);
}

.rate-item {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 1rem;
  min-height: 92px;
  padding: 1rem;
  border-right: 1px solid #e7e9ed;
}

.rate-item > .material-symbols-outlined {
  color: var(--blue);
  font-size: 2.5rem;
}

.rate-item strong {
  display: block;
  color: var(--navy);
  font-family: 'Manrope', sans-serif;
  font-size: 1.55rem;
  line-height: 1.1;
}

.rate-item p {
  margin: .25rem 0 0;
  color: #667085;
  font-size: .92rem;
}

.hero-rate-strip .col-lg-3:last-child .rate-item { border-right: 0; }

.about-card,
.stat-card {
  background: #fff;
}

.carousel-control-prev,
.carousel-control-next {
  z-index: 4;
}

@media (max-width: 991.98px) {
  .hero-carousel,
  .hero-carousel .carousel-inner,
  .hero-carousel .carousel-item {
    height: 650px;
    min-height: 650px;
  }

  .hero-content {
    padding-top: 4rem;
  }

  .rate-item { min-height: 82px; }

  .hero-rate-strip .col-6:nth-child(even) .rate-item { border-right: 0; }
}

@media (max-width: 575.98px) {
  .hero-carousel,
  .hero-carousel .carousel-inner,
  .hero-carousel .carousel-item {
    height: 600px;
    min-height: 600px;
  }

  .hero-content {
    padding-top: 3.5rem;
  }

  .hero-rate-strip { position: relative; }

  .rate-item {
    justify-content: flex-start;
    min-height: 76px;
    padding: .8rem;
    border-bottom: 1px solid #e7e9ed;
  }

  .rate-item > .material-symbols-outlined { font-size: 2rem; }
  .rate-item strong { font-size: 1.2rem; }
  .rate-item p { font-size: .78rem; }

  .hero-rate-strip .col-6:nth-child(n + 3) .rate-item { border-bottom: 0; }

  .hero-copy .display-4 {
    font-size: 2.35rem;
  }

  .floating-contact {
    bottom: 16px;
    width: 48px;
    height: 48px;
    justify-content: center;
    padding: 0;
  }

  .floating-contact span:last-child { display: none; }
  .floating-call { left: 16px; }
  .floating-whatsapp { right: 16px; }
}
.subtitle{
      border-radius: 30px;
      padding: 5px 15px;
    color: var(--blue);
    border:1px solid var(--blue);
    background: var(--blue-soft);
    margin-bottom: 10px;
    display: inline-block;

}

.partner-section {
  overflow: hidden;
  background: #faf9f6;
}

.partner-carousel {
  padding: .25rem 2.8rem;
}

.partner-logo {
  display: grid;
  min-height: 112px;
  place-items: center;
  padding: 1.25rem;
  border: 1px solid #e6e8eb;
  border-radius: 14px;
  background: #fff;
  transition: transform .25s ease, box-shadow .25s ease;
}

.partner-logo:hover {
  transform: translateY(-4px);
}

.partner-wordmark {
  display: inline-flex;
  align-items: baseline;
  justify-content: center;
  gap: .2rem;
  font-family: 'Manrope', sans-serif;
  font-size: 1.15rem;
  font-weight: 800;
  letter-spacing: -.06em;
  white-space: nowrap;
}



.partner-carousel .owl-nav button.owl-prev,
.partner-carousel .owl-nav button.owl-next {
  position: absolute;
  top: 50%;
  width: 34px;
  height: 34px;
  margin: 0;
  border-radius: 50%;
  transform: translateY(-50%);
  color: #fff !important;
  background: var(--navy) !important;
  font-size: 1rem !important;
  line-height: 34px !important;
}

.partner-carousel .owl-nav button.owl-prev { left: -4px; }
.partner-carousel .owl-nav button.owl-next { right: -4px; }
.partner-carousel .owl-nav button:hover { background: var(--blue) !important; }

@media (max-width: 575.98px) {
  .partner-carousel { padding-right: 2.4rem; padding-left: 2.4rem; }
  .partner-logo { min-height: 100px; }
}